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The article is devoted to the new civil legal institution – an escrow account agreement. Based on the analysis of the various rules on a bank account in the RF Civil Code, the author substantiates her own understanding of the legal nature of the escrow account agreement, considers its scope and peculiarities of its legal regulation, and allocates its basic constitutional characteristics drawing attention to the contradictory provisions in laws.
escrow account, escrow, bank account agreement, bank as an escrow agent, depositor, beneficiary, creditor, debtor, use of an escrow account